
Flexible Finance That Lets Your Business Move Forward
From bridging urgent cash gaps to financing expansion, we arrange agile, intelligently structured funding that keeps UK businesses trading confidently, seizing opportunities and moving ahead.
We partner with ambitious UK companies to unlock cash tied up in assets, improve day-to-day liquidity and finance growth strategiesโpairing deep commercial insight with a nationwide panel of specialist lenders today.

Funding Built Around You
Every organisation is different, so our first step is conversation. We learn how you trade, the assets you own, the pressure points you face and the ambitions you pursue. Then we design a finance facility that supports cash flow without strangling itโwhether that means refinancing equipment, arranging invoice finance or blending multiple products into one coherent solution. Because we speak daily with lenders across the market, we know exactly where to place your proposal for rapid approval.

Structured Growth Finance
Scale rapidly with funding calibrated to real revenues, margins and seasonal cycles today.

Asset Refinance Experts
Release locked equity from vehicles, machinery or property to fuel immediate plans today.

Responsive Working Capital
Smooth cash flow with invoice finance, revolving credit or tailored trade facilities quickly.
How Our Process Works Simply
Securing the right finance shouldnโt add more admin to your week. After an initial phone call or site visit we collect only the information lenders genuinely require. Our specialists package the proposal, approach the most suitable funders and negotiate terms on your behalf. You receive clear side-by-side comparisons, guidance on security and repayment profiles, and a recommended route. Sign electronically and funds can land in your account in as little as 48 hours.
Funding Solutions At-A-Glance Overview
Choose from asset finance, growth loans, invoice discounting, revolving credit, property-backed facilities and more. Each option can stand alone or combine into a single facility designed to fit your cash cycle, repayment appetite and strategic targetsโgiving you unparalleled flexibility without juggling dozens of lenders yourself.

Growth Finance Loans
Scale projects without equity dilution.

Asset Finance Options
Unlock value from equipment instantly.

Working Capital Lines
Bridge gaps between customer payments.

Recent Funding Case Studies
From hauliers refinancing truck fleets to manufacturers purchasing new CNC machinery, our clients use GIB Finance to unlock opportunities every month. Browse our case studies to see how we structured repayment schedules around seasonal income, leveraged existing assets to reduce security requirements and worked alongside accountants and solicitors to complete deals quickly. These real-world examples demonstrate the breadth of sectors we serve and the tangible impact that a tailored, relationship-driven funding approach can deliver.

Ready to Accelerate Growth With Finance Designed Specifically For You Today?
Speak to our experts.
Why Businesses Choose GIB
With decades of combined commercial banking experience we know how lenders think and what underwriters need to say yes. By translating your trading story into lender language, we consistently secure facilities others rejectโbacked by clear, honest advice that keeps directors fully informed at every stage of the journey.
GIB secured the asset refinance weโd attempted for months in just one week, saving cash flow and letting us take on a lucrative contract ahead of schedule.
James Carter, MD LogiTrans
Working capital from GIB meant we could import stock at discount without stretching suppliers. The facility flexes with turnover, so cash never holds back sales again now.
Sarah Miles, CFO RetailCo
Our acquisition finance completed on the promised timeline, even after another broker failed. GIBโs clear communication and realistic projections gave our board total confidence in the deal.
Michael Dent, CEO TechGroup
Latest Insights And Guidance Articles
Stay ahead of legislative changes, lender appetite shifts and sector-specific trends with our regularly updated blog. We translate complex financial news into practical steps you can apply immediatelyโfrom preparing management accounts that impress underwriters to leveraging the super-deduction scheme before it closes. Subscribe for concise articles, free templates and video explainers that help you make sharper funding decisions and protect margins.

Speak With Us Today Directly
Whether you require a six-figure VAT loan or a multimillion-pound asset refinance, our advisers are ready to listen and respond. One short conversation can reveal funding routes you may not have considered and set your application in motion the same day.

FCA Regulated
Authorised credit broker, reference number available online

Industry Members
Proud member of NACFB and FLA groups

Data Security
GDPR compliant systems safeguard client information always
Latest Insights And Guidance Articles
GIB Finance Ltd is an independent commercial finance broker, not lender, and as such we can introduce you to a select panel of finance providers depending on your requirements and circumstances. We are not independent financial advisors (IFA) and so are unable to provide you with independent financial advice. Our role is to present financing options to you based on your stated requirements, allowing you to consider the options and decide which best suits your needs. It is up to you to determine if a particular financing solution is suitable. You should ensure that you have considered what alternative finance options are available to you elsewhere.
Whichever lender we introduce you to we will receive commission from by way of payment via our Principal Firm, Alfred Vaughan & Co Limited. Different lenders pay different amounts based on different commission models and interest amounts. For transparency we only work with commission models based on a percentage of the amount you borrow and/or a percentage of the facility service fees charged by the lender. The percentage can vary depending on factors such as the size of the loan advance and/or complexity of your requirements. We will sometimes receive fees separately from you ; for the avoidance of doubt, these sums would be confirmed in Our Terms of Business Agreement which, if applicable, will be issued to you for your review and execution prior to proceeding Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.
GIB Finance Ltd is an Appointed Representative of Alfred Vaughan & Co Limited trading as Vaughans. Alfred Vaughan & Co Limitedtrading as Vaughans is authorised and regulated by the Financial Conduct Authority, FRN : 966356. Alfred Vaughan & Co Limited trading as Vaughans is an authorised credit broker and not a lender
Alfred Vaughan & Co Limited trading as Vaughans are full members of the National Association of Commercial Finance Brokers (NACFB). Member No: 30347

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